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Asking Questions Before You Spend

We all have to shop whether it is for life’s necessities or for a new handbag there are a few things we can do to make sure we don’t overspend. Try and ask yourself the following questions before you...

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Keeping up with the Jones

In today’s society everyone is looking for the latest phone, the biggest TV screen, the flashiest car or the biggest 4WD. Why do we consume? It seems that the most significant factor that drives...

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Good Debt vs Bad Debt

Often you hear about people talking about good debt and bad debt but what do they mean? Surely all debt is bad? How can debt be good? Firstly an explanation, when people refer to good debt they usually...

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Solving Money Arguments

In every relationship there are constant decisions to be made about money. Not having enough money isn’t usually the real problem when it comes to people fighting about money. More often than not, it...

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Getting Debt Under Control

Getting your debt under control and eventually paid down is one of the key strategies to consider for long term financial security. Here are 2 approaches for you to consider: 1. Reduce your use of...

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Researching an Investment

Picking a good investment requires some skill and a reasonable amount of research. There are as many ways to choose an investment as there are investors – so where do you start? It’s a good idea to...

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2 Ways to Track Your Success

Your savvy savings strategies are in place and you are buying income producing assets with your surplus cash. You think everything is going well but you would like to be sure. Here are 2 ways to track...

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Positive vs Negative Gearing – Which is Better?

When it comes to investing in property there are two philosophies – positive gearing or negative gearing. Investors often ask ‘which is better?’ Let’s look at the differences and you can make up your...

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Motivation to Take Positive Action

One of the keys to being savvy with money is making the right decisions and then following through – taking actions to implement those decisions. How do you keep yourself motivated to take positive...

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Where do I start?

Your husband looked after the money and he has passed away or left. Where do you start?  How do you take control of managing the finances? You are in the right place! Me and Money is a resource...

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Modal Window In user interface design, a modal window is a child window that requires users to interact with it before they can return to operating the parent application.  On the web, they are often...

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This is a long post just to demonstrate the scrolling capability. If a popup post gets too long, you should consider an alternative to using it as a popup. Mauris adipiscing tristique ipsum et feugiat....

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Have a play and let me know of any issues. create a new post,  assign it to Category ‘POPUP content‘ and publish it. The category is created for filtering purposes only so you can easily find all the...

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Definition Popup

Definition of  a term here for text to appear in a pop up box, headings can be used quote can go here more text can go here      

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Dividend Yield

Dividend yield is  a financial ratio that shows how much a company pays out in dividends each year relative to its share price.  Dividend yield is a way to measure how much cash flow you will get for...

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Michelle’s Money Calculations

Frequency Amount Annual Total Income Pay Fortnightly $680 $17,680 Centrelink Fortnightly $60 $1,560 Total Income    $19,240    Frequency Amount   Annual Total Expenses Board Weekly  $100  $5,200...

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Michelle’s Automatic Transfers

Annually Monthly Fortnightly Fortnightly Transfers Income $19,240 $1,603 $740 Expenses Board $5,200 $433 $200 MobilePhone $720 $60 $28 Car Loan $2,640 $220 $102 Rego/Ins $1,200 $100 $45 Surplus Loan...

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What is the best place for my Savings?

No one can answer this for you. The answer will depend on your circumstances right now and the answer could be different for you in 12 months time. If you are asking the question, check out Me and...

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How much do I need to be involved with my money?

No one’s going to have a greater interest in looking after your money than yourself. Although how interested you are and whether you have the time will play a big part in how involved you are. At the...

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Where should I put my super?

Congratulations! This is a great question! All too often people don’t even know where there super is let alone, think about where it should be to make the most of their saving for retirement efforts....

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